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	<title>october 2014 &#8211; Probate Experts Cost Cutters  </title>
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	<title>october 2014 &#8211; Probate Experts Cost Cutters  </title>
	<link>https://www.theprobatedepartment.co.uk</link>
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	<item>
		<title>Missing People New Law</title>
		<link>https://www.theprobatedepartment.co.uk/missing-people</link>
		
		<dc:creator><![CDATA[Stephen Pett]]></dc:creator>
		<pubDate>Mon, 23 Mar 2015 20:41:38 +0000</pubDate>
				<category><![CDATA[Find People]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[applying for probate]]></category>
		<category><![CDATA[missing people]]></category>
		<category><![CDATA[october 2014]]></category>
		<category><![CDATA[probate law uk]]></category>
		<guid isPermaLink="false">https://theprobatedepartment.co.uk/?p=19841</guid>

					<description><![CDATA[Missing People a new Law 2015. A new law will help families deal with the fall out of a loved [&#8230;]]]></description>
										<content:encoded><![CDATA[<div class="block-2 ">
<div class="inner-block">
<div class="summary">
<h2>Missing People a new Law 2015.</h2>
<p>A new law will help families deal with the fall out of a loved one going missing – in plans announced by Justice Minister Lord Faulks QC.</p></div>
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<div class="block-3">
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<div class="img"><img fetchpriority="high" decoding="async" class="alignnone size-full wp-image-20067" src="https://theprobatedepartment.co.uk/wp-content/uploads/2025/02/s300_lord-faulks-eventpics-1.jpg" width="300" height="195" alt="Lord Faulks" /></div>
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<div class="document body">
<div class="govspeak">On top of the trauma of someone going missing, families have faced the uncertainty and confusion of not knowing what will happen to their absent loved one’s property and financial affairs, and have been powerless to do anything about it.The new legal powers will mean families can step in, take control, and safeguard their loved one’s assets in their absence – for example being able to suspend direct debits for mobile phone and utility bills or to make mortgage payments.Justice Minister Lord Faulks said:</p>
<blockquote><p>When someone suddenly disappears, their affairs can be thrown into disarray, adding to the distress and emotional heartbreak experienced by family members.</p>
<p class="last-child">That is why I am pleased to announce new measures that will give legal powers to families, allowing them to take charge of their missing family member’s property and financial affairs.</p>
</blockquote>
<p>Following an overwhelmingly positive response to proposals the government hopes that legislation will be brought forward without delay in the new parliament.The provisional proposals were developed by the Ministry of Justice with the help of the leading charity in this field, Missing People, and their pro bono lawyers, Clifford Chance LLP.Susannah Drury, Director of Policy and Advocacy for Missing People, said:</p>
<blockquote><p>Today’s announcement is a huge step forward for missing people and their families left behind. Until now these families have been powerless to stop the lives that they hope their missing loved ones will return to from falling apart.</p>
<p class="last-child">On behalf of everyone whose lives will be improved by this new law, we would like to thank the team at the Ministry of Justice, Clifford Chance and the many families who have campaigned tirelessly to get to this point.</p>
</blockquote>
<p>The key features of the proposed scheme will be:</p>
<ul>
<li>a guardian will be appointed by a court on application by a person with a sufficient interest in the property and affairs of the missing person</li>
<li>the appointment can be made if it seems likely that a decision will need to be made regarding the property and affairs of the missing person</li>
<li>a guardian will be required to act in the best interests of the missing person and in this respect will be subject to duties similar to those of a trustee</li>
<li>the guardian will be supervised by the Office of the Public Guardian and will be required to file accounts in much the same way as a deputy appointed under the Mental Capacity Act 2005</li>
<li>the appointment will be for a period of up to 4 years with the possibility of applying for an extension for up to another 4 years</li>
</ul>
<p>This follows the introduction of certificates of presumed death which are equivalent to death certificates and allow families to resolve a loved one’s affairs when he or she is thought have died. The certificates were introduced on 1 October 2014 and can be applied for by relatives.</p>
<h3 id="notes-to-editors">Notes</h3>
<ol>
<li><a href="https://www.gov.uk/government/publications/missing-children-and-adults-strategy" target="_blank" rel="nofollow" >‘Missing Children and Adults: A Cross Government Strategy’</a> was published in December 2011. It committed the government to ensuring there are appropriate systems in place for families to deal with the legal and financial problems faced by those left behind following a disappearance; the consultation on guardianship proposals published in August 2014 forms part of this work.</li>
<li>Data on the number of people who go missing in England and Wales together with indications from other jurisdictions on the use of their legislation, suggest that if similar provisions were created in England and Wales there would be between 50 and 300 appointments annually.</li>
<li>The consultation closed on 18 November 2014 and the response has been published today. <a href="https://www.gov.uk/government/consultations/guardianship-of-the-property-and-affairs-of-missing-persons" target="_blank" rel="nofollow" >View the response paper: Guardianship of the Property and Affairs of Missing Persons</a></li>
<li><a href="https://www.legislation.gov.uk/ukpga/2013/13/contents" rel="nofollow external" target="_blank">The Presumption of Death Act 2013</a>, which addresses the situation where missing persons are presumed to be dead, took effect on 1 October 2014.</li>
<li>The charity <a href="http://www.missingpeople.org.uk/" rel="nofollow external" target="_blank">Missing People</a> supports missing persons and their families to explore their options and, where possible, to reconnect. For those left behind they provide specialised support to ease the heartache and confusion, and help search for their missing loved ones.</li>
</ol>
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		<title>Law Commission to Review Last Will Rules</title>
		<link>https://www.theprobatedepartment.co.uk/last-will-rules</link>
		
		<dc:creator><![CDATA[Stephen Pett]]></dc:creator>
		<pubDate>Mon, 11 Aug 2014 07:29:36 +0000</pubDate>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[how to view a will uk]]></category>
		<category><![CDATA[inheritance act 1975]]></category>
		<category><![CDATA[intestacy act 2014]]></category>
		<category><![CDATA[lost wills uk]]></category>
		<category><![CDATA[october 2014]]></category>
		<category><![CDATA[probate law uk]]></category>
		<category><![CDATA[will rules]]></category>
		<guid isPermaLink="false">https://theprobatedepartment.co.uk/?p=19850</guid>

					<description><![CDATA[It has been estimated that more than 4 in ten adults don’t have a Will. This is a WILD underestimate [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>It has been estimated that more than 4 in ten adults don’t have a Will. This is a WILD underestimate when you include the Wills which are lost, stolen, accidentally cancelled or so far out of date as to be irrelevant to current family circumstances.It is the authors personal concern that the Law Commission review of the <a title="Law Commission" href="https://www.lawcom.gov.uk/project/wills/" target="_blank" rel="nofollow noopener noreferrer">Last Will Rules</a> does not follow the path set by the recent innovations in <a title="LAsting Power of Attorney Site" href="https://www.lpauk.co.uk" target="_blank" rel="nofollow noopener noreferrer">Lasting Powers of Attorney</a>, which seem to have been designed to encourage fraud. Let us hope that common sense will prevail, though we are unlikely to know before 2018.Where there is no valid Last Will in place, the <a title="Rules of Intestacy" href="https://theprobatedepartment.co.uk/rules-intestacy-october-2014/"  rel="noopener noreferrer">Rules of Intestacy</a> apply, and you get into the nightmare scenario of Court action being needed under the The Inheritance (Provision for Family &#038; Dependents) Act 1975. This is a real area of danger as the sort of thinking applied to LPAs could bring a flood of claims from flat mates and all sorts of hangers on.Under the Rules of Intestacy, only direct family can benefit, and this includes divorcing spouses, but excludes a partner you have lived with for 40 years and had children with but never legally married or formed a legal civil partnership.Another major issue is who can make a Last Will – in terms of their mental ability, especially as people are taking a lot longer to fade away in their old age these days. And sadly a good proportion of people are not really “with it” all the time. The rules relating to Wills and the ability to make a valid Will date back to not last century, but the one before with the main <a title="Wills Act 1837" href="http://www.legislation.gov.uk/ukpga/Will4and1Vict/7/26/contents" target="_blank" rel="nofollow noopener noreferrer">Wills Act</a> dating from 1837.We thoroughly approve of a review of the Law relating to Wills, but do hope it will be conducted by folk with their feet on the ground and not too strongly influenced by pressure from powerful groups with their own agendas. Minority groups are important, and their interests should be protected, but not at the expense of damaging the interests of the community as a whole.If your own Legal Planning is not up to date, we offer a full (paid) <a title="Contact us: The Probate Department Ltd" href="https://theprobatedepartment.co.uk/contact-us/">Legal Planning Service</a>, so please get in touch. Last Wills, Lasting Powers of Attorney, Trusts, Inheritance3 Tax planning are all avaialble.</p>
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		<item>
		<title>Separated not divorced</title>
		<link>https://www.theprobatedepartment.co.uk/separated-divorced</link>
		
		<dc:creator><![CDATA[Stephen Pett]]></dc:creator>
		<pubDate>Wed, 22 Jan 2014 13:48:43 +0000</pubDate>
				<category><![CDATA[Your Probate Questions]]></category>
		<category><![CDATA[caveat probate]]></category>
		<category><![CDATA[diy probate uk]]></category>
		<category><![CDATA[intestacy act 2014]]></category>
		<category><![CDATA[october 2014]]></category>
		<category><![CDATA[probate caveat]]></category>
		<category><![CDATA[separated not divorced]]></category>
		<category><![CDATA[separated spouse dies]]></category>
		<category><![CDATA[separated wife dies]]></category>
		<guid isPermaLink="false">https://theprobatedepartment.co.uk/?p=19858</guid>

					<description><![CDATA[We are separated not divorced and my wife has died. My probate question: I wonder if you could help me [&#8230;]]]></description>
										<content:encoded><![CDATA[<h2>We are separated not divorced and my wife has died.</h2>
<p>My probate question: I wonder if you could help me my wife passed away on the 18th January &#8211; we separated 12 years ago but never divorced.My son had a joint bank account with her, which I have been told its frozen but he has taken money for funeral costs out.My wife has other bank accounts just in her name but don&#8217;t know which banks or building society they are from what I would like to know I am I entitled to anything, I am very hard up and 87? I was wondering if I could get legal aid to help?JM (details changed to protect identity)<strong>Probate Question reply</strong> (made on the information given, and will not always apply).The first thing anyone should do when separating to <a title="Contact us: The Probate Department Ltd" href="https://theprobatedepartment.co.uk/contact-us/"  rel="noopener noreferrer">write a new Last Will</a>.  However, it is too late for that sadly.Chances are that you will be entitled to all or most of your wife’s estate as you were still legally married. UNLESS there was a formal judicial separation, which is unusual.There is no issue with funeral costs coming out of the bank account, but the chances are that bank account may pass automatically to you son outside the estate if he was listed as joint owner rather than <em>just</em> as a signatory. This is a common mistake, usually made unintentionally, but in some cases it disinherits all the other beneficiaries as a joint account (rather than one with signing rights for a third party) passes automatically to the surviving joint owner.I don&#8217;t believe you can get legal aid for probate work, but we do provide a low cost service or offer our <a href="https://theprobatedepartment.co.uk/diy-probate/"  rel="noopener noreferrer">www.DIYprobateUK.com</a> site.You could also make an appointment to talk to Citizens Advice, but it may be that all that is necessary is to write to your son enclosing a copy of our <a title="Rules of Intestacy" href="https://theprobatedepartment.co.uk/rules-intestacy-october-2014/"  rel="noopener noreferrer">Intestacy Guide</a> which I have attached asking for the full details of her estate so that you can obtain probate, <a title="Do I Need Probate" href="http://www.theprobatedepartment.co.uk/DO-I-need-probate/"  rel="noopener noreferrer">assuming it is needed</a>.If you feel that he might attempt to deal with probate improperly, you can make arrangements to enter a <a title="What is A Caveat" href="http://www.theprobatedepartment.co.uk/what-is-a-caveat/"  rel="noopener noreferrer">note at the Probate Registry</a> to prevent that (we can help with the formal process). As the legal next of kin, you have the right to apply for probate, not your son.You probably could do with help, but it does depend on the value of your wife&#8217;s estate as to whether it is worth it.Our  fees are much below most lawyers, so do feel free to come back to us should you wish to.&nbsp;Nothing in this email should be taken as advice without a full paid review of your situation.  <a href="/contest-a-will/">Probate disputes</a>.</p>
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		<title>Probate question &#8211; Am I entitled to a share?</title>
		<link>https://www.theprobatedepartment.co.uk/probate-question-am-i-entitled-to-a-share</link>
		
		<dc:creator><![CDATA[Stephen Pett]]></dc:creator>
		<pubDate>Sun, 14 Jul 2013 16:20:24 +0000</pubDate>
				<category><![CDATA[Your Probate Questions]]></category>
		<category><![CDATA[death of joint owner]]></category>
		<category><![CDATA[entitled to a share]]></category>
		<category><![CDATA[intestacy act 2014]]></category>
		<category><![CDATA[joint names]]></category>
		<category><![CDATA[joint property death]]></category>
		<category><![CDATA[manchester probate]]></category>
		<category><![CDATA[october 2014]]></category>
		<category><![CDATA[probate advice]]></category>
		<guid isPermaLink="false">https://theprobatedepartment.co.uk/?p=19962</guid>

					<description><![CDATA[Probate question &#8211; Am I entitled to a share? Dear Sir,My mother&#8217;s mom Owns a property in Manchester, it was bought [&#8230;]]]></description>
										<content:encoded><![CDATA[<h2>Probate question &#8211; Am I entitled to a share?</h2>
<p>Dear Sir,My mother&#8217;s mom Owns a property in Manchester, it was bought by my mother&#8217;s father and after his death it was transferred to my mother&#8217;s mom.My mother has two sisters in Pakistan and three brothers in Manchester. Two brothers are living separate and one brother is living in that property.I want to ask that I am also eligible to take share from this property on behalf of my mother as my mother has also passed away.if yes then can you help me how?<strong>How can I check </strong>status<strong> of this property in </strong>legals<strong> record?</strong>Will my uncle need MY SIGNATURES ( Will my signatures be compulsory) for transferring or selling this property to his name?If this is possible then will it be easy for me to get my entitlement.I am afraid that my uncle will snatch my all entitlement or share.  Please advise and help me in this?Probate AnswerIf the property was held in her sole name, her Last Will and Testament will decide where it goes.That is the most likely option.If it was in joint names, there are two options:1) The part of the property she owns will pass by her Will. Or &#8211; more likely (if ownership is joint)2) the whole property will pass automatically to the surviving owner.You need the title deeds which you can obtain for a few pounds at:<a href="http://www.landregistry.gov.uk/public/online-services" target="_blank" rel="nofollow noopener noreferrer">http://www.landregistry.gov.uk/public/online-services</a>If only her name appears on the deeds, then the house passes firstly under her Last Will, or if there isn&#8217;t one, then it passes on under the Rules of Intestacy: <a href="https://theprobatedepartment.co.uk/rules-intestacy-october-2014/"  rel="noopener noreferrer">http://www.theprobatedepartment.co.uk/rules-of-intestacy/</a>I hope that helps, after you have checked that, we can act for you but would have to charge at our usual fairly modest rates.If you have a <a title="Probate Questions" href="https://theprobatedepartment.co.uk/contact-us/">Probate Question</a>, we try to answer as many as we have time for: any published on the site have been changed beyond recognition&nbsp;SteveStephen Pett  https://www.theprobatedepartment.co.uk/contact-us-for-probate-help.The Probate Department Ltd2 The Triangle, Willingdon, Eastbourne BN20 9PJGA private company registered in England number 07682081.We are NOT a Government Department nor in anyway associated with the Probate REGISTRIES which are part of HM Courts Service.More on <a href="/contest-a-will/">Probate Disputes</a>.  <a href="https://theprobatedepartment.co.uk/contest-a-will-free-probate-dispute-claim-checker/">Probate Claim Checker</a>.</p>
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		<title>House in husbands name</title>
		<link>https://www.theprobatedepartment.co.uk/house-in-husbands-name</link>
		
		<dc:creator><![CDATA[Stephen Pett]]></dc:creator>
		<pubDate>Thu, 07 Feb 2013 23:21:21 +0000</pubDate>
				<category><![CDATA[Your Probate Questions]]></category>
		<category><![CDATA[october 2014]]></category>
		<guid isPermaLink="false">https://theprobatedepartment.co.uk/?p=19974</guid>

					<description><![CDATA[House in husbands name &#8211; does it pass to the wife? My friend&#8217;s husband died last month. Her husband died [&#8230;]]]></description>
										<content:encoded><![CDATA[<h2><strong>House in husbands name &#8211; does it pass to the wife?</strong></h2>
<p>My friend&#8217;s husband died last month. Her husband died without making a will. They had their <strong>house in their husband&#8217;s name</strong>. They do not have children. Is the wife entitled to the house?</p>
<h3>Answer: House in Husband&#8217;s name.</h3>
<p>She will only get the whole of his estate if he had no surviving relatives, or if the whole estate is valued at £450,000 plus, in which case the widow would get £450,000, plus half the balance. The remaining half goes to the other relatives in this order of priority &#8211; parents; brothers/sisters; half brothers/ sisters; grandparents; aunts/ uncles; and spouses of aunts /uncles.Had there been any children of this or a previous relationship, then her share would have been £250,000 plus a life interest in half of the balance.  In effect, this means the widow would have the interest from it.  The rest would go to her children in equal shares, with the amount due to a deceased child being shared between that child&#8217;s children and so on.If the &#8220;husband&#8221; was a common law husband, thenWriting a Will is really important I am afraid, and the lack of a Will can result in grief being compounded by being forced to sell the family home.<strong><a href="https://theprobatedepartment.co.uk/rules-intestacy-october-2014/"  rel="noopener noreferrer"> More details on the Rules of Intestacy</a></strong></p>
<p style="text-align: center"><a href="https://theprobatedepartment.co.uk/grant-of-probate-quotes/#I_WOULD_LIKE_A_PROBATE_QUOTE_PLEASE">Probate Quotes</a>                    <a href="https://theprobatedepartment.co.uk/contest-a-will/">Probate Disputes</a></p>
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		<title>Will I inherit from my Stepfather?</title>
		<link>https://www.theprobatedepartment.co.uk/stepfather</link>
		
		<dc:creator><![CDATA[Stephen Pett]]></dc:creator>
		<pubDate>Mon, 03 Sep 2012 09:05:13 +0000</pubDate>
				<category><![CDATA[Your Probate Questions]]></category>
		<category><![CDATA[2014 intestacy rules]]></category>
		<category><![CDATA[inheritance act 1975]]></category>
		<category><![CDATA[intestacy act 2014]]></category>
		<category><![CDATA[intestacy rules 2014]]></category>
		<category><![CDATA[october 2014]]></category>
		<category><![CDATA[probate questions]]></category>
		<category><![CDATA[stepfather will]]></category>
		<category><![CDATA[will not dated]]></category>
		<guid isPermaLink="false">https://theprobatedepartment.co.uk/?p=20001</guid>

					<description><![CDATA[Step Father Died &#8211; Will I Inherit? My mum died 5 years ago, married to my stepfather who died 3 [&#8230;]]]></description>
										<content:encoded><![CDATA[<h2>Step Father Died &#8211; Will I Inherit?</h2>
<p>My mum died 5 years ago, married to my <strong>stepfather</strong> who died 3 years ago leaving no will. My stepfather never adopted me. In fact my Nan and Granddad (mother&#8217;s side) brought me up and I was never adopted by my <span style="text-decoration: underline">stepfather</span>. They have 2 children together and my stepsister is winding up the estate. The estate is now ready for sharing and my step-sister says it should be split 3 ways. However, my half-brother says I am not entitled to anything from my stepfather and the estate should be split 50/50 between them. Can you advise who is right, please?</p>
<p style="text-align: center"><strong><span style="color: #0000ff"><a style="color: #0000ff" href="https://theprobatedepartment.co.uk/rules-intestacy-october-2014/">Rules of Intestacy updated in 2014</a></span></strong>.                More on <a href="/contest-a-will/">Probate Disputes</a>.  <a href="https://theprobatedepartment.co.uk/contest-a-will-free-probate-dispute-claim-checker/">Probate Claim Checker</a>.            <a href="https://theprobatedepartment.co.uk/grant-of-probate-quotes/#I_WOULD_LIKE_A_PROBATE_QUOTE_PLEASE">Probate Quotes</a></p>
<h3>Stepfather &#8211; Probate Answer.</h3>
<p>Unless there was a trust clause in your mother&#8217;s Will to benefit you, you have no entitlement under the Rules of Intestacy following the death of a man who is not legally a parent i.e. is a stepfather in name only.  Had he adopted you, you would have been entitled to a share of your stepfather&#8217;s estate. The moral situation may be quite different, and this is incredibly common when people are so bad at keeping their Legal Planning up to date and relevant.It is possible to claim under the <a href="https://theprobatedepartment.co.uk/contest-a-will/inheritance-act-claims/">Inheritance (Provision for Family and Dependants) Act 1975</a> that you were dependent on your &#8220;stepfather&#8221;. From your description, it seems that he did not support you, so it is not especially likely that a claim would succeed. But it could equally rebound and harden attitudes.It is absolutely crucial for people with children, ESPECIALLY from different relationships, to have up-to-date Wills to ensure things do work as they would wish, and your mother could perfectly easily have protected your interests had she taken good professional advice.I hope you are better organised!  If not, go <a href="https://www.theprofessionalwillwriter.co.uk" target="_blank" rel="nofollow noopener">HERE</a>.SteveStephen Pett <a title="Contact The Probate Department" href="https://theprobatedepartment.co.uk/contact-us/">contact The Probate Department</a> www.theprobatedepartment.co.uk.</p>
<h3>Do stepchildren automatically inherit from a stepfather?</h3>
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