Claiming on a Prepaid Funeral Plan – how to claim on death.
If you are looking for information about claiming on a prepaid funeral your or a relative’s existing plan, contact the provider directly before you do anything as to do otherwise may cause problems. Always call the provider company FIRST, before the undertaker, or you may end up with an unexpected bill. Even if you bought it directly from an undertaker, you need to check that they are still authorised by the provider and from July 2022 the FCA first. If you think there may be a prepaid plan in place, try here.
Just remember that many insurance type funeral plans are cancelled without any benefits if premiums are missed, and some will insist on Probate being granted before releasing the funds. Check here for professional help with probate.
There is a fairly comprehensive company list on this site. If you know who the plan is with, you can just Google the name and find their site. If it may be an insurance type plan, check the persons’ recent bank statements to see if you can find the name of the insurance company that way. Such (typically) “Over 50s insurance plans” (which we don’t like) are usually paid by direct debit these days.
What to do when claiming on prepaid funeral plan when the owner dies.
If you do have an elderly or poorly friend or relative, it would be prudent to find out if they have a prepaid funeral plan, and if so who it is with. That way there will be no problems when the time comes to use it.