Paying Off Care Fees after a death
Paying off Care fees: they are a debt on the estate and may be secured on the home.
A: I think you will find that Paying Off Care Fees is required pretty soon to avoid Court action! If they are not paid off as quickly as reasonably possible, the executors are then ones who will end up in Court.
Depending on how much it is, any money ploughed into the house could also go to care fee repayment!
It doesn’t sound like her plan will work, unless she can raise the money to pay off care fees and buy your share too. (Otherwise whoever they are owed to may force a sale – the executors should talk to them promptly and find out their attitude.)
I have attached a copy of a booklet on protecting assets from care fees so you can warn others.
Sorry!
PS The Local Council will not normally force a sale if the property is shared with a dependant relative over 60 or under 16 – which does not seem to be the case here.
The booklet at www.Asset-Protection-Secrets.co.uk is well worth reading through as it give several pays of protection your home against creditors – not just local authorities. Other creditors can be ex-wives or husbands, unexpected business debts, Court awards for accidents, claims from people under the Inheritance (Provision for Family and Dependants) Act 1975 from people who think that the deceased should have left them something and all sorts of others.
